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Global Business School & Research Centre

Online Faculty Development Programme on ‘Stock Market & Financial Planning

Tuesday, November 03, 2020 - Saturday, November 07, 2020 |Zoom App |Faculty Development Programme


Global Business School and Research Centre, a constituent Institute of Dr. D. Y. Patil Vidyapeeth, Pune and Bombay Stock Exchange Brokers Forum, Mumbai has jointly organized 5 days Online Faculty Development Programme on ‘Stock Market & Financial Planning from 03rd November to 07th November 2020 for GBSRC staff.

 

During these 5 days FDP programme trainer has given valuable insights and enlighten us on various aspects of stock market like Working of Stock Market, Financial Planning, Fundamental Analysis, Gold Vs. Equity, Portfolio Management and Investing in Challenging Times like recession, financial crisis etc.

 

Resource persons for FDP programme was Dr. Aditya Srinivas, Chief Operating Officer and Chief Economist at the Bombay Stock Exchange Brokers Forum and Mr. Kaushalkumar Ramashra Mishra, full time faculty in DHP Financial Training Services and visiting faculty at BSE.

 

The topic for the first day’s session was “Overview of Stock Market”. The session extensively coved the following topics:

  • What is a DEMAT account? How to open a DEMAT account and the necessary documents
  • What is a Trading account? Documents necessary to open a trading account
  • Requisites for trading
  • Methods of investing in the stock market
  • Working of a stock market and History of BSE
  • Steps involved in stock trading and types of trading
  • Reasons why idle money should be invested. Effect of inflation rate on the bank rate
  • Different options of investment like Stock market, mutual funds, Provident fund, Fixed deposit, Gold and real estate
  • The features of Indian Economy which makes it a safe haven for investment, when compared to the other risky economies like USA, Europe, China and Japan.
  • How investment in BSE or mutual funds can help in the growth of money

 

The topic for the first day’s session was “Fundamental Analysis”. The session extensively coved the following topics:

  • How to identify good stocks to buy and holding period
  • Economic Analysis – GDP Growth (-23.9 % Covid time frame), Inflation, Interest rates, exchange rates, current account deficit ( 1.2 % of GDP) ,Fiscal deficit, IIP data Other Macroeconomic factors
  • Industry analysis – Sector Dynamics, Banking sector analysis, Non-performing Assets, Net interest margin, Current and savings account
  • Company Analysis – Profit concepts like gross profit, Net profit, Operating profit, Ratios
  • Fiscal deficit – Difference between the govt. expenditure and Govt. Income
  • Index of industrial production – 1.9 %, which is an indicator of industrial production
  • Performance of the economy determines the inflow of foreign capital
  • Company Analysis – Gross profit, Net Profit, Operating profit, EPS, debt equity ratio , Div. Payout ratio, Liquidity ratio, order books are very strong determinants of the performance of the company. Lower D/ E ratio good performance indicator .Higher div payout ratio is a good performance indicator. Higher liquidity ratio is a good performance indicator. Healthy order books, indicates a lower cash reserves but good performance indicator.
  • Checking the financials of a company on Money control.com- Operating, Investing and Financing activities of the company.

 

The topic for the session was “Equity vs Gold investment”. The session extensively coved the following topics:

  • Gold has inverse relationship with 1. Stock market 2.World economic data 3. US economy
  • Reason for the hike in gold prices as all the central banks of the world started buying gold as gold is most liquid asset after cash.
  • Relationship between Gold and crude oil.
  • Gold deposit scheme
  • Benefits of holding gold equity, Negatives of trading in gold futures & Benefits of investing in large cap stocks.
  • Tax differential on the purchase of EFT vs Gold bonds
  • Benefits of debt vs Equity for a corporate.

 

The topic for the session was “Portfolio Management”. The session extensively coved the following topics:

  • Kinds of portfolio stock & Large cap Portfolio
  • Midcap portfolio, High risk and high return as they rise and fall very fast, corporate governance issues with mid cap companies.
  • Small cap stocks – stocks can be easily manipulated, involves high risk.
  • Dividend paying companies – Companies that pay dividends, are fundamentally strong and can be purchased for long term.
  • Fundamentals of companies in the portfolio – Net profit needs to rise to indicate good performance
  • Rising EPS indicates good profitability of the firm. PE ratio helps in valuation. Higher PE indicates higher growth. Borrowed capital needs to be low or zero.

 

The topic for the session was “Investing in Challenging Times”. The session extensively coved the following topics:

  • Stock market investment is suitable for investors who have time, knowledge and capital.
  • SIP should be taken in large cap mutual funds and index funds
  • Gold investment
  • Property as an investment option
  • Insurance
  • Fixed deposit and Provident fund is a must, to keep a part of the cash safe.

A systematic and disciplined investment approach with patience is the key for creation of wealth and success formula for investment in stock market.

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